FRQuebec support for your medical cannabis coverage.
Some private and workplace benefit plans may reimburse medical cannabis, often through a pre-authorization process. Coverage isn't automatic and depends on your specific plan. We help you check your situation and prepare the documentation.
Coverage always depends on your specific plan
Some plans administered by these insurers may include medical cannabis coverage:
An insurer’s presence in this list does not mean your plan covers medical cannabis and does not indicate an affiliation with Coverleaf. We check your situation with no obligation.
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We review your plan
We help you identify the criteria, exclusions and prior-authorization steps in your specific contract.
We prepare the documentation
When clinically appropriate, the practitioner completes the medical section requested by the plan.
You submit
We guide you to send your claim to the insurer, step by step.
The insurer decides
The plan separately confirms eligibility, limits and the portion that may be reimbursed.
Have us clarify the next step for your file
Leave only your first name, email address, phone number and best time to reach you. Do not submit a diagnosis, claim number or other medical information in this public form. Coverage remains subject to the plan's rules and approval.
How private coverage works
Coverage depends on your specific plan. Some insurers and employer plans offer a pre-authorization pathway for medical cannabis: the plan member completes their section, the practitioner completes the medical section, then the request is submitted for approval (Canada Life, for example, uses a pre-authorization form like this). Coverage is never automatic — always confirm your eligibility directly with your insurer or benefits administrator.
What about the medical expense tax credit?
According to the CRA, certain cannabis purchases for medical purposes may be included in the medical expense tax credit calculation. The patient must hold a medical document, be registered with a federally licensed seller and buy from that seller. Expenses that were reimbursed or are reimbursable generally do not qualify, and the credit threshold is indexed each year. Coverleaf does not provide tax advice — confirm the applicable tax year with the CRA or a professional.
Veterans and injured workers
For eligible veterans and injured workers, reimbursement is possible through VAC or a workers' compensation board, subject to approval. We guide you through the whole process.
Armed Forces veterans
For eligible veterans, VAC can reimburse medical cannabis under its requirements. Free consultation for veterans, VAC documentation prepared for you.
Veterans program CNESSTInjured at work in Quebec
With an approved CNESST claim, your medical cannabis may be reimbursed, subject to approval. We help you through the whole file.
CNESST programDoes my workplace plan cover medical cannabis?
What documents might be required?
Can medical cannabis be claimed as a medical expense?
How do private insurance, VAC and CNESST differ?
SAAQ does not reimburse medical cannabis
An administrative response published by SAAQ in 2025 states that Quebec's public automobile insurance plan does not reimburse cannabis expenses. Our guide explains the official response and how SAAQ differs from IVAC, CNESST and private insurance.
Find out if you could be covered.
Leave us your contact details and we will help clarify your plan's next steps and the documentation it may require.
Coverage depends on the plan’s rules and approval. Coverleaf does not guarantee reimbursement or a prescription. For adults of legal age. Emergency: 911.